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Calvin Tagacay

How to handle money properly pt4

Take note of your daily expenses
Having a detailed list of everything you spend money on will greatly help in improving your spending habits. When you know what useless things you buy frequently and see the total amount you actually spend on it in a month, you might be surprised. If you buy expensive beverages like Starbucks twice a week, you can easily be spending P1,500 per month for those drinks alone.